body {
  background: var(--sk-bg);
  color: var(--sk-text);
}

.policy-wrap {
  max-width: 920px;
  margin: 0 auto;
}

.policy-wrap h2 {
  color: #0f4a5d;
  font-size: 1rem;
  margin-top: 1.5rem;
}

.policy-wrap h2.h5 {
  margin-top: 0;
}

.policy-wrap h3 {
  color: #13607b;
  font-size: 0.95rem;
  margin-top: 1.25rem;
}

.policy-wrap h4 {
  color: #334155;
  font-size: 0.9rem;
  margin-top: 1rem;
}

.policy-wrap ul {
  padding-left: 1.25rem;
}

.policy-wrap li {
  margin-bottom: 0.35rem;
}

.policy-meta {
  color: #64748b;
  font-size: 0.875rem;
}

.policy-section-note {
  color: #64748b;
  font-size: 0.84rem;
  margin-bottom: 0.85rem;
}

.policy-quick-nav {
  background: rgba(16, 185, 129, 0.06);
  border: 1px solid rgba(13, 148, 136, 0.22);
  border-radius: 12px;
  padding: 1rem 1rem 0.85rem;
}

.policy-quick-nav .btn {
  border-radius: 999px;
  margin-bottom: 0.5rem;
}

.policy-stat-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.65rem;
}

.policy-stat {
  background: rgba(16, 185, 129, 0.07);
  border: 1px solid rgba(13, 148, 136, 0.2);
  border-radius: 10px;
  padding: 0.7rem 0.75rem;
  text-align: center;
}

.policy-stat__value {
  color: #0f766e;
  font-weight: 700;
  line-height: 1.1;
  font-size: 0.95rem;
}

.policy-stat__label {
  color: #64748b;
  font-size: 0.76rem;
  margin-top: 0.15rem;
}

.policy-table {
  width: 100%;
  border-collapse: collapse;
  margin: 0.75rem 0 1rem;
  font-size: 0.875rem;
}

.policy-table th,
.policy-table td {
  border: 1px solid rgba(16, 185, 129, 0.2);
  padding: 0.5rem 0.65rem;
  text-align: left;
  vertical-align: top;
}

.policy-table th {
  color: #10b981;
  background: rgba(16, 185, 129, 0.08);
}

.policy-highlight {
  background: rgba(16, 185, 129, 0.06);
  border: 1px solid rgba(13, 148, 136, 0.22);
  border-radius: 12px;
  padding: 1rem 1.1rem;
}

.policy-related {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
}

.policy-wrap [id] {
  scroll-margin-top: 6.5rem;
}

@media (min-width: 768px) {
  .policy-stat-grid {
    grid-template-columns: repeat(4, minmax(0, 1fr));
  }
}